# CoreCommerce

> CoreCommerce is a US payments company (Nashville, TN, founded 2001) with three products, all on transparent interchange-plus pricing: CoreMobile (tap-to-pay on any phone), CoreGateway (online payment gateway), and CoreCause (fundraising for nonprofits and churches).

## Products

- [CoreMobile](https://www.corecommerce.com/coremobile/): Turns any iPhone or Android into a tap-to-pay card terminal, no hardware or card reader required. $15/month plus interchange + 0.50% + $0.15 per transaction.
- [CoreGateway](https://www.corecommerce.com/coregateway/): Online payment gateway with a REST API, hosted payment page, customer vault, recurring billing, surcharging, and a virtual terminal. $20/month plus interchange + 0.50% + $0.15.
- [CoreCause](https://www.corecommerce.com/corecause/): Fundraising and donation platform for nonprofits, churches, and schools, with no donor tipping, ever. $20.00/month platform fee. When the org has donors cover the processing fee, 100% of every gift reaches the cause; otherwise pricing is interchange + 0.50% + $0.15. Signing up and building campaigns is free; a paid plan is required to accept donations.
- [CoreCommerce](https://www.corecommerce.com/home/): Three payment products from one US company, all on transparent interchange-plus pricing. CoreGateway online, CoreMobile tap-to-pay, CoreCause fundraising.
- [The Bundle](https://www.corecommerce.com/home/bundle/): Online giving and in-person tap to pay in one system. Bundle CoreCause and CoreMobile for $20 a month, $10 each, instead of $35.00.

## Pricing

- [CoreMobile pricing](https://www.corecommerce.com/coremobile/pricing.html): $15/month plus interchange + 0.50% + $0.15 per transaction.
- [CoreMobile pricing calculator](https://www.corecommerce.com/coremobile/pricing-calculator.html): Estimate monthly tap-to-pay cost by card volume.
- [CoreGateway pricing](https://www.corecommerce.com/coregateway/pricing.html): $20/month plus interchange + 0.50% + $0.15 per transaction.
- [CoreGateway pricing calculator](https://www.corecommerce.com/coregateway/pricing-calculator.html): Estimate gateway cost by transaction volume.
- [CoreGateway surcharging](https://www.corecommerce.com/coregateway/surcharging.html): Pass eligible credit card costs to the customer where state rules allow. Surcharging and convenience fees are included in the standard plan.
- [CoreCause pricing](https://www.corecommerce.com/corecause/pricing.html): $20.00/month platform fee; donors can cover processing fees or the org pays interchange + 0.50% + $0.15.
- [CoreCause pricing calculator](https://www.corecommerce.com/corecause/pricing-calculator.html): Estimate how much of each gift reaches your cause based on fee coverage.

## Guides

CoreGateway:
- [What is a payment gateway?](https://www.corecommerce.com/coregateway/blog/what-is-a-payment-gateway.html): How online payment gateways authorize and settle card payments.
- [What is interchange-plus pricing? 2026 rates](https://www.corecommerce.com/coregateway/blog/what-is-interchange-plus-pricing.html): Interchange-plus explained, with typical 2026 card-network rate examples.
- [What is a chargeback?](https://www.corecommerce.com/coregateway/blog/what-is-a-chargeback.html): How chargebacks work, common reasons, and how to reduce them.
- [What is PCI compliance for merchants?](https://www.corecommerce.com/coregateway/blog/what-is-pci-compliance.html): PCI DSS basics for businesses that accept cards.
- [What is tokenization in payments?](https://www.corecommerce.com/coregateway/blog/what-is-tokenization.html): How card tokenization protects stored payment data.
- [How to accept payments online](https://www.corecommerce.com/coregateway/blog/how-to-accept-payments-online.html): Steps to start taking card payments on a website.
- [Best payment gateway for subscriptions (2026)](https://www.corecommerce.com/coregateway/blog/best-payment-gateway-for-subscriptions-2026.html): What to look for in a gateway for recurring billing.

CoreMobile:
- [How to set up tap-to-pay on iPhone](https://www.corecommerce.com/coremobile/blog/how-to-set-up-tap-to-pay-on-iphone.html): Enabling Tap to Pay on iPhone with CoreMobile.
- [Credit card surcharging explained](https://www.corecommerce.com/coremobile/blog/credit-card-surcharging-explained.html): How surcharging works and the rules to follow.
- [How to reduce credit card processing fees](https://www.corecommerce.com/coremobile/blog/how-to-reduce-processing-fees.html): Practical ways to lower payment processing costs.
- [How to make residual income on the side](https://www.corecommerce.com/coremobile/blog/how-to-make-residual-income-on-the-side.html): Earning residual income by referring merchants.
- [Accept card payments when the power is out](https://www.corecommerce.com/coremobile/blog/accept-card-payments-when-power-is-out.html): Taking card payments during outages or offline.
- [Best tap-to-pay apps for school concessions](https://www.corecommerce.com/coremobile/blog/best-tap-to-pay-apps-school-concessions.html): Comparing tap-to-pay apps for school concession stands.
- [Payment options for concession stands](https://www.corecommerce.com/coremobile/blog/payment-for-concession-stands.html): Accepting card payments at concession stands.
- [Stop chasing invoices (service businesses)](https://www.corecommerce.com/coremobile/blog/stop-chasing-invoices-service-businesses.html): Getting paid on the spot instead of billing later.
- [Tap on glass is replacing card readers](https://www.corecommerce.com/coremobile/blog/tap-on-glass-replacing-card-readers.html): Why phone-based tap-to-pay is replacing hardware readers.
- [Tap to pay for pop-up shops, markets, and festivals](https://www.corecommerce.com/coremobile/blog/tap-to-pay-pop-up-shops-markets-festivals.html): Mobile card acceptance for vendors on the go.
- [Best tap-to-pay apps for farmers markets and craft fairs](https://www.corecommerce.com/coremobile/blog/best-tap-to-pay-apps-farmers-markets-craft-fairs.html): Comparing card readers and tap-to-pay apps for market and craft fair vendors.
- [Best payment apps for towing and mobile service](https://www.corecommerce.com/coremobile/blog/best-payment-apps-mobile-service-businesses.html): Comparing payment apps for tow operators, locksmiths, and field service techs.
- [How tow operators get paid at the scene](https://www.corecommerce.com/coremobile/blog/how-tow-operators-get-paid-at-the-scene.html): Setting up tap-to-pay for towing: drivers, storage fee releases, surcharging, and multi-truck reporting.

CoreCause:
- [Donor tipping and its hidden cost](https://www.corecommerce.com/corecause/blog/donor-tipping-hidden-cost.html): How platform tip prompts quietly reduce donations.
- [NFC tap-to-donate tags](https://www.corecommerce.com/corecause/blog/nfc-tap-to-donate-tags.html): Using NFC tags to collect in-person donations.
- [How to choose a donation platform for your nonprofit](https://www.corecommerce.com/corecause/blog/how-to-choose-a-donation-platform-for-your-nonprofit.html): Six questions that separate donation platforms.
- [Best church fundraising software (2026)](https://www.corecommerce.com/corecause/blog/best-church-fundraising-software-2026.html): Comparing fundraising and giving software for churches.
- [How to set up online donations](https://www.corecommerce.com/corecause/blog/how-to-set-up-online-donations.html): Steps to start accepting online gifts.
- [How to thank donors and turn one-time givers into monthly](https://www.corecommerce.com/corecause/blog/how-to-thank-donors-turn-one-time-givers-into-monthly.html): Donor thank-you and retention tactics.
- [Auto pledge fulfillment explained](https://www.corecommerce.com/corecause/blog/auto-pledge-fulfillment-explained.html): Automating the collection of pledged gifts.
- [Raise more with multiple funds](https://www.corecommerce.com/corecause/blog/raise-more-with-multiple-funds.html): Letting donors designate gifts across funds.
- [Recurring donations and monthly giving](https://www.corecommerce.com/corecause/blog/recurring-donations-monthly-giving-program.html): Building a recurring monthly giving program.
- [CoreCause blog](https://www.corecommerce.com/corecause/blog/): Fundraising tips, strategies, and expert guides for nonprofits, churches, schools, and community organizations.
- [CoreMobile blog](https://www.corecommerce.com/coremobile/blog/): Tap-to-pay tips, business guides, and payment insights for small businesses on the go.
- [CoreGateway blog](https://www.corecommerce.com/coregateway/blog/): Articles and guides on virtual terminal, hosted checkout, recurring billing, invoicing, ISO programs, and developer integrations.

## Industry Pages

CoreMobile:
- [Churches & nonprofits](https://www.corecommerce.com/coremobile/churches-nonprofits.html): Tap-to-pay giving and payments for faith organizations.
- [Food trucks](https://www.corecommerce.com/coremobile/food-trucks.html): Fast card acceptance for food trucks.
- [Freelancers](https://www.corecommerce.com/coremobile/freelancers.html): Getting paid in person from a phone.
- [Golf associations](https://www.corecommerce.com/coremobile/golf-associations.html): Payments for golf events and associations.
- [Markets & vendors](https://www.corecommerce.com/coremobile/markets-vendors.html): Card acceptance for market and craft-fair vendors.
- [Photographers](https://www.corecommerce.com/coremobile/photographers-landing.html): On-site payment collection for photographers.
- [Schools & concessions](https://www.corecommerce.com/coremobile/schools-concessions.html): Tap-to-pay for school events and concession stands.
- [Service businesses](https://www.corecommerce.com/coremobile/service-businesses.html): Collecting payment in the field on completion.
- [Towing companies](https://www.corecommerce.com/coremobile/towing-companies.html): Roadside card payments for towing operators.
- [Trade show vendors](https://www.corecommerce.com/coremobile/trade-show-vendors.html): Booth payment acceptance at trade shows.

CoreGateway:
- [E-commerce platforms](https://www.corecommerce.com/coregateway/ecommerce-platforms.html): Gateway integration for online stores.
- [Financial institutions](https://www.corecommerce.com/coregateway/financial-institutions.html): Gateway for banks and financial institutions.
- [ISVs](https://www.corecommerce.com/coregateway/isvs.html): Embedding payments inside software products.
- [Hosted payment page](https://www.corecommerce.com/coregateway/hosted-payments-page.html): PCI-friendly hosted checkout page.
- [Invoicing](https://www.corecommerce.com/coregateway/invoicing.html): Sending and collecting invoice payments.
- [Recurring & subscriptions](https://www.corecommerce.com/coregateway/recurring-subscriptions.html): Recurring billing and subscription payments.
- [Virtual terminal](https://www.corecommerce.com/coregateway/virtual-terminal.html): Keyed-in payments for phone and mail orders.
- [Towing companies](https://www.corecommerce.com/coregateway/towing-companies.html): Online and keyed payments for towing companies.

CoreCause:
- [Nonprofits](https://www.corecommerce.com/corecause/nonprofits-landing.html): Online fundraising and donations for nonprofits.
- [Churches](https://www.corecommerce.com/corecause/churches-landing.html): Church giving, tithing, and campaigns.
- [Schools](https://www.corecommerce.com/corecause/schools-landing.html): Fundraising for schools and PTOs.
- [Sports](https://www.corecommerce.com/corecause/sports-landing.html): Team and league fundraising.
- [Booster clubs](https://www.corecommerce.com/corecause/booster-clubs-landing.html): Booster club fundraising.
- [Animal shelters](https://www.corecommerce.com/corecause/animal-shelters-landing.html): Fundraising for shelters and rescues.
- [Political](https://www.corecommerce.com/corecause/political-landing.html): Fundraising for political committees and campaigns.

## Merchant Services
- [Merchant services](https://www.corecommerce.com/merchant-services/): Merchant services and credit card processing for small business. Next-day funding standard, interchange-plus pricing, real human underwriting.
- [Restaurant card processing](https://www.corecommerce.com/merchant-services/restaurants/): Restaurant card processing with next-day funding, tip adjustment, and POS-integrated readers. Real underwriting, approved in 24 to 48 hours.
- [Retail card processing](https://www.corecommerce.com/merchant-services/retail/): Retail card processing with next-day funding and interchange-plus pricing. Terminals, PIN debit, POS integration. Approved in 24 to 48 hours.
- [Ecommerce card processing](https://www.corecommerce.com/merchant-services/ecommerce/): Online payment processing with next-day funding, hosted checkout, and interchange-plus pricing. Real underwriting means no sudden holds.
- [Contractor card processing](https://www.corecommerce.com/merchant-services/contractors/): Take cards on the job site with tap to pay and payment links. Next-day funding, interchange-plus pricing, human underwriting. Approved in 24 to 48 hours.
- [Merchant services guides](https://www.corecommerce.com/merchant-services/guides/): Plain-language guides to credit card processing: interchange, statements, chargebacks, funding holds, PCI, EMV, surcharging, and choosing a POS.
- [How credit card processing works](https://www.corecommerce.com/merchant-services/guides/how-credit-card-processing-works/): What happens between a card being tapped and money reaching your bank: authorization, batch, settlement, funding, and who takes a cut.
- [How to read your merchant statement](https://www.corecommerce.com/merchant-services/guides/how-to-read-your-merchant-statement/): A line-by-line guide to your merchant statement: find your effective rate, spot padded markup, identify junk fees. With a worked example.
- [Chargeback prevention guide](https://www.corecommerce.com/merchant-services/guides/chargeback-prevention-guide/): What causes chargebacks, what one actually costs, how to prevent the common types, and how to fight one you believe is wrong.
- [Why processors freeze merchant funds](https://www.corecommerce.com/merchant-services/guides/why-processors-freeze-merchant-funds/): Why processors hold merchant funds, what triggers a freeze, how rolling reserves work, and what actually prevents it.
- [What is a rolling reserve](https://www.corecommerce.com/merchant-services/guides/what-is-a-rolling-reserve/): What a rolling reserve is, why processors apply them, how much they cost in working capital, how to get one released, and how to avoid one entirely.
- [Merchant account approval requirements](https://www.corecommerce.com/merchant-services/guides/merchant-account-approval-requirements/): What you need to apply for a merchant account, what underwriters review, how long it takes, and why applications get declined.
- [PCI compliance for small business](https://www.corecommerce.com/merchant-services/guides/pci-compliance-for-small-business/): The PCI self-assessment questionnaire that fits your small business, what your level actually requires, and how to cut your compliance scope.
- [Payment security best practices](https://www.corecommerce.com/merchant-services/guides/payment-security-best-practices/): Practical payment security for small business: tokenization, encryption, access control, staff training, and holding less card data.
- [EMV chip cards explained](https://www.corecommerce.com/merchant-services/guides/emv-explained/): What EMV is, how the liability shift works, why accepting chip transactions correctly protects your business, and what happens when you fall back to swipe.
- [Surcharging rules for merchants](https://www.corecommerce.com/merchant-services/guides/surcharging-and-cash-discount/): How card surcharging works, the card brand rules that apply everywhere, why state law varies, and what to check before you add a fee to card transactions.
- [How to choose a POS system](https://www.corecommerce.com/merchant-services/guides/choosing-a-pos-system/): How to choose a POS system: the questions that matter, why payment lock-in is the trap, and how to judge total cost over sticker price.

## Compare

- [CoreCause vs Classy](https://www.corecommerce.com/corecause/classy-alternative.html): A Classy (now GoFundMe Pro) alternative with no donor tipping.
- [CoreCause vs Donorbox](https://www.corecommerce.com/corecause/donorbox-alternative.html): A Donorbox alternative for nonprofits.
- [CoreCause vs Givebutter](https://www.corecommerce.com/corecause/givebutter-alternative.html): A Givebutter alternative with no donor tips.
- [CoreCause vs Tithe.ly](https://www.corecommerce.com/corecause/tithely-alternative.html): A Tithe.ly alternative for church giving.
- [CoreMobile vs Clover Go](https://www.corecommerce.com/coremobile/clover-go-alternative.html): A Clover Go alternative with no card-reader hardware.
- [CoreMobile vs Square Reader](https://www.corecommerce.com/coremobile/square-reader-alternative.html): A Square reader alternative using the phone itself.
- [CoreMobile vs SwipeSimple](https://www.corecommerce.com/coremobile/swipesimple-alternative.html): A SwipeSimple alternative for mobile card acceptance.
- [CoreGateway vs Authorize.Net](https://www.corecommerce.com/coregateway/authorize-net-alternative.html): An Authorize.Net alternative on interchange-plus pricing.
- [CoreGateway vs NMI](https://www.corecommerce.com/coregateway/nmi-alternative.html): An NMI alternative gateway.
- [CoreGateway vs Stripe](https://www.corecommerce.com/coregateway/stripe-alternative.html): A Stripe alternative with transparent interchange-plus pricing.

## Partners

There are two partner tracks. Referral partners introduce merchants and earn a
residual. Resellers board their own merchants under their own brand and set their
own pricing above a buy rate. One agreement covers all three products.

- [Partner overview](https://www.corecommerce.com/partners/): Start here. Routes to the referral track or the reseller track.
- [Referral partners](https://www.corecommerce.com/partners/referral/): Introduce merchants, CoreCommerce handles onboarding and support, you earn a monthly residual.
- [Resellers](https://www.corecommerce.com/partners/resellers/): Board merchants under your own brand, your own URL, and your own merchant portal.
- [CoreMobile partners](https://www.corecommerce.com/coremobile/partners.html): Partner overview for CoreMobile.
- [CoreMobile for ISOs](https://www.corecommerce.com/coremobile/coremobile-isos.html): Program for ISOs and payment resellers.
- [Bookkeepers](https://www.corecommerce.com/coremobile/bookkeepers-partners.html): Refer clients as a bookkeeper.
- [Insurance agents](https://www.corecommerce.com/coremobile/insurance-agents-partners.html): Refer clients as an insurance agent.
- [Trade associations](https://www.corecommerce.com/coremobile/trade-association-partners.html): Member payment benefits for associations.
- [CoreGateway agents & ISOs](https://www.corecommerce.com/coregateway/agents-isos.html): White-label gateway for agents and ISOs.
- [CoreGateway ISV/SaaS partners](https://www.corecommerce.com/coregateway/isv-saas-partners.html): Embed payments into your software.
- [CoreGateway referral partners](https://www.corecommerce.com/coregateway/referral-partners.html): Referral program for CoreGateway.
- [CoreGateway for web designers](https://www.corecommerce.com/coregateway/web-designers-partners.html): For agencies and web designers.
- [CoreCause church networks](https://www.corecommerce.com/corecause/church-networks-partners.html): For multi-church networks and denominations.
- [CoreCause nonprofit accountants](https://www.corecommerce.com/corecause/nonprofit-accountants-partners.html): For accountants serving nonprofits.
- [CoreCause nonprofit consultants](https://www.corecommerce.com/corecause/nonprofit-consultants-partners.html): For consultants serving nonprofits.
- [Refer a nonprofit](https://www.corecommerce.com/corecause/refer-a-nonprofit.html): Refer a nonprofit to CoreCause.

## Contact

- Sales: sales@corecommerce.com
- Support: https://www.corecommerce.com/coregateway/support.html
- Website: https://www.corecommerce.com/